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Scott Thomas, ChFC®, CAP®, CKA®, RICP®

7 Timeless Truths About God’s Money

No matter what changes throughout history, there are 7 timeless truths about God’s money that will always stay the same.

These truths are vital if you want to grow as a good steward of the resources God has given you. In today’s article, I want to walk you through those 7 timeless truths one by one.

1. God owns it all.

The Bible says that the earth is the Lord’s and all that’s within it (see Psalm 24:1). All the money in the entire earth belongs to Him. Whether you’ve got millions of dollars or just a few hundred dollars to your name, all that you have belongs to God. And He is eager and willing to take care of you.

2. Spend less than you earn.

This principle requires being shrewd and holding on to your money in a reasonable way. Honoring God with your money includes refusing to be careless with the resources He’s given you.

3. Avoid and manage debt.

The Bible doesn’t say it’s a sin to go into debt. But it does encourage us to manage it well and pay it off. Romans 13:8 says, “Owe nothing to anyone except to love one another; for he who loves his neighbor has fulfilled the law” (NASB).

The Scriptures also warn us that if we take on too much debt, we become enslaved to others.

“The rich rules over the poor, And the borrower becomes the lender’s slave” (Proverbs 22:7, NASB).

4. Manage and understand risk.

A lot of people don’t understand risk with the markets. But in today’s culture, there are some fabulous tools that can help us understand the volatility of the markets and what that means for us going forward.

If you have questions about risk, send me an email at

5. Set a long-term plan in place.

You want to make sure you set a financial trajectory for your life. Think of it like a journey, where you must plan beforehand and make sure you’ve considered all that you need. Contemplate and count the cost before you shape this trajectory.

6. Be generous.

Proverbs 11:25 says “he who waters will himself be watered” (NASB). God cares deeply about His people’s generosity. There are so many Scriptures about giving generously to others, even if you can only afford to give a little bit. Being generous even when you don’t have much money is better than being the richest man in the world with a stingy attitude.

7. God cares about how you manage your money.

Did you know there are 271 Scriptures that relate specifically to generosity, and about 2,500 Scriptures that deal with money and possessions in general? God is clearly serious about this topic!

If you’d like help learning how to manage your money wisely according to biblical principles, you can reach out to me at I’d love to speak with you about your financial planning needs!

Also, did you know I have a free budgeting tool that can help you create a solid financial plan for you and your family?

While most budgeting tools just compare your income and expenses, this comprehensive budgeting tool unpacks the many aspects of your financial world. This helps you create a realistic budget as well as plans to get out of debt and save for the future.

Click here to get the free budgeting tool!

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