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Scott Thomas, ChFC®, CAP®, CKA®, RICP®

Benefits of Working With A RICP

Benefits of working with an RICP®:

  • Build a comprehensive retirement income plan that addresses income needs and other financial goals

  • Choose your optimal retirement age

  • Plan for the risks faced in retirement like the uncertainties of life expectancy, inflation, health status, and investment climate

  • Make claiming decisions that maximize Social Security benefits

  • Obtain health insurance coverage to supplement Medicare or provide coverage prior to Medicare eligibility

  • Prepare for late-life needs including long- term care, and other needs due to physical and mental decline

  • Consider ways to improve a plan through taking advantage of tax savings plans and other tax considerations

  • Only 7.5% of financial advisor population has Retirement Income Certified Professional designation from The Amercian College.

  • *Based on 2016 data from the U.S. Department of Labor Statistics and The American College of Financial Services.

    Practical wisdom with a deeper edcuation on the options for income strategies and the impacts from various asset classes and types of registrations do matter to the one receiveing an income.  There are more ways to address retirement income than simply annuities or asset allocation. Lots of factors in the planning as seen above.

     

Check the background of this financial professional on FINRA's BrokerCheck
Check the background of this financial professional on FINRA's BrokerCheck